When you work hard but are sacrificing the enjoyment of your earnings today to build an investment portfolio that will generate income tomorrow, enabling you to be financially free, you want to plan for that portfolio to generate as much income as possible with the least amount of risk. The last thing you want to …
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The Challenges of Planning for Long-Term Care As we age, we may find ourselves facing new challenges, such as declining health and the need for long-term care services. This can be a difficult and overwhelming time for individuals and their families, as the emotional and financial cost of long-term care can be incredibly high. Long-term …
Life insurance is an important protection consideration for individuals of any age. It provides financial protection for loved ones in the event of the unexpected and can help to alleviate the burden of debt, funeral expenses, and, most importantly, loss of income. However, many young adults are hesitant to buy life insurance because of the …
When it comes to buying term life insurance, there was once only one way to do it: by visiting a life insurance agent or broker. This traditional method of purchasing term life insurance was often time-consuming and cumbersome, requiring multiple visits to the agent’s office and a lot of paperwork. However, with the advent of …
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Table of Contents Should Doctors or High-Income Professionals Buy Whole Life Insurance? Well, the correct answer from a financial planning perspective is – IT DEPENDS! Because I am a financial planner, I can’t give you a definite answer if you should or shouldn’t buy whole life. The real question to ask is: Does owning whole …
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Licensed insurance agents, out to sell more life insurance, are promoting both the Bank on Yourself and Infinite Banking concepts to explain how people can bypass banks and become their own source of money by utilizing a traditional whole life policy structured properly. The idea behind Infinite Banking and the Bank on Yourself concept is …
You have a lot of important things to worry about in life. Family, work, or business is at the top of the list. You shouldn’t worry about whether you have the life insurance coverage you need if something happens so everyone is taken care of. Having placed over $600 Million in life insurance coverage in …
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Life insurance shopping without forking over your contact information. When understand when shopping for anything, including term life insurance, a lot of people just like to look around and check out prices BEFORE they talk to an associate. That is why we decided to offer our online life insurance quote tool so you can get …
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I get it! There are a lot more pleasant things to be doing than shopping for life insurance policies. However, here you are, going through the process and doing your due diligence because you understand the importance of having the death benefit protection life insurance provides, and you want to protect your family or your …
Table of Contents Insurance is all about transferring risk from a policy owner to an insurance company. Life insurance pays out a death benefit to the beneficiaries named in the policy if an insured dies. The death benefit is an effective way to create a large sum of money to replace lost economic value if …
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