The Challenges of Planning for Long-Term Care As we age, we may find ourselves facing new challenges, such as declining health and the need for long-term care services. This can be a difficult and overwhelming time for individuals and their families, as the emotional and financial cost of long-term care can be incredibly high. Long-term …
Category Archives: Long Term Care
A Deeper Dive Into Understanding Activities of Daily Living
The 7 ADLs Activities of Daily Living (ADLs) are the basic self-care tasks an individual needs to perform on a daily basis to live independently. The medical and Insurance fields name 6, sometimes 7 ADLs, to define whether a person is able to be self-sufficient. These ADL’s include: Transferring – The ability to move from …
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When should you buy long term care insurance?
All You Need To Know About Long-Term Care Insurance There is no question that healthcare costs are skyrocketing (along with the cost of everything else…), but the cost of long-term care is accelerating even faster. Imagine if you were forced to spend more in a month to be taken care of (or have someone you …
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What is Long-Term Care Planning?
So, something has you wondering about long-term care. I understand. Who does not know someone who has lost their ability to remain 100% independent and then struggle to pay for certain services so they can preserve their assets and keep their dignity? You hope that it doesn’t happen to you but you realize it might… …