Have you ever heard the term “gamma squeeze” and wondered what it means? Don’t worry! We’re here to explain this interesting stock market concept in a way that even a 5th grader can understand. First, let’s talk about something called “options.” Options are like “special tickets” that people can buy in the stock market. These …
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Have you ever wondered why, when the stock market falls, it seems to fall very quickly and hard? You may believe it is because investors are their selling stocks to “get out” when they get scared the market could keep falling. That may be true but that is only part of the answer. The rapid …
Continue reading “Delta Hedging – Why the Stock Market Falls Fast”
Investing in a diversified portfolio of stocks and bonds is taught as a wise decision for investors who want their money to work for them and increase their wealth. However, the recent bank failures of Silicon Valley Bank and Signature Bank on March 10, 2023, have highlighted the risks investors face when investing in potentially …
Accumulating wealth is not easy, and it often takes years of hard work, sacrifice, and perseverance to build up a sizeable portfolio. For many people, and likely you since you are reading this right now, your wealth represents your hopes and dreams for the future, a way to achieve financial security and freedom and live …
The Challenges of Planning for Long-Term Care As we age, we may find ourselves facing new challenges, such as declining health and the need for long-term care services. This can be a difficult and overwhelming time for individuals and their families, as the emotional and financial cost of long-term care can be incredibly high. Long-term …
https://youtu.be/JSaZtAjU4d8 Annuities are a popular yet controversial investment choice for anyone seeking income from their money. They are a contract between an annuity owner and an insurance company in which the owner pays a lump sum or a series of payments over time to the insurance company in exchange for guaranteed income payments in the …
Continue reading “Annuities versus Investing: The Balance of Risk and Reward in Retirement Planning”
Our mission here at Decision Tree Financial is to help you make smart financial decisions that are aligned with your values so you can manifest the life you desire. One thing I know for sure is that decision makers hate to get ripped off and instead want to extract MAXIMUM VALUE for the money they …
Continue reading “Investment Portfolio Wrap Fees Are Helping The Investment Industry But Not YOU”
Cash-Flow is King https://youtu.be/33FAg8kGB8Y If you don’t have a plan to maintain Cash Flow at all times, you are leaving yourself open to a potential catastrophe. Cash creates flexibility and flexibility enables you to address unforeseen circumstances while also affording you the ability to take advantage of investment opportunities when they present themselves. Expecially those that …
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Table of Contents Should Doctors or High-Income Professionals Buy Whole Life Insurance? Well, the correct answer from a financial planning perspective is – IT DEPENDS! Because I am a financial planner, I can’t give you a definite answer if you should or shouldn’t buy whole life. The real question to ask is: Does owning whole …
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Licensed insurance agents, out to sell more life insurance, are promoting both the Bank on Yourself and Infinite Banking concepts to explain how people can bypass banks and become their own source of money by utilizing a traditional whole life policy structured properly. The idea behind Infinite Banking and the Bank on Yourself concept is …
