DISABILITY INSURANCE BY DECISION TREE FINANCIAL
Income Replacement – Cover Business Overhead – Key Employee Protection
What is Disability Insurance?
Disability Insurance is an insurance policy designed to provide a financial benefit to the policy owner if an insured individual suffers from a qualified injury or illness. Disability insurance can replace an individual’s income, pay the expenses of a business and even provide for a lump-sum benefit to provide compensation to a business when a key individual is no longer able to work.
Why You Want Disability Insurance
If you want to know why you would want to invest in disability income protection, all you need to do is imagine “what would happen if a disability were to strike me?” We realize this is something nobody wants to think about but the fact is a disability can strike anybody at any time preventing them from working the way they did before. If you are the one who is disabled, it jeopardizes you and your family’s financial future. If you are a business owner, a disability to you or a key person can destroy your businesses profitability or even end its ability to be a going concern. The threat of disability is a serious risk and because of that, there is disability insurance.
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