Medical indemnity health insurance plans, also known as “fee-for-service plans, pay a fixed benefit amount when you receive health care services regardless of the actual amount of the actual bill. This amount could be more or less depending on the coverage you enroll in.
Medical indemnity plans can be purchased as a primary form of insurance, however, when combined with other insurance, they can help cover the cost of out-of-pocket expenses like co-pays and co-insurance.