Wealth Performance and Protection System

Wealth Performance and Protection System

Our 7 Step Process to Achieving Extraordinary Financial Success 

“How To Stop Worrying About What To Do With Your Money and Make The Best Financial Decisions Without Becoming An Expert Yourself”

Yes! I’m ready to…

  • Have all my financial questions answered
  • Move toward my goals
  • Feel confident about my financial decisions now and in the future…
  • Maximize and protect everything I worked so hard to create and save…
  • Become 100% financially independent
  • Accept guidance from a CERTIFIED FINANCIAL PLANNER™… and,
  • Do what I want to do when I want to do it!

I Understand That By Acting Now…

The Decision Tree Financial “Wealth Performance and Protection System” (WPPS) delivers a new understanding of personal financial situations and strategies that may include:

  • A Spending and Saving Plan that give you what I want today and, in the future…
  • Investment Strategies that position money for the least risk to achieve the return you demand…
  • Tax Strategies that keep Uncle Sam out of your pocket and leaving more money in yours today AND in the future…
  • Insurance and Risk Management strategies that protect you financially while preventing waste on coverage that isn’t needed…
  • An understanding of what Legal Requirements are needed in your life and a plan to implement them so the power of the law on your side…
  • …And any other financial topic that is important to you which may include your business, you employee benefits, Social Security, Medicare and more….

Example of WPPS In Action:

Using the Wealth Performance and Protection System I have amplified the lifestyle of many people coming from many varied backgrounds.  For example:

Gary (68) and Olive (69) in 2008

When we met in 2008 they had all their money in CD’s earning less than 1% interest. They were concerned about market risk, running out of money, and wanted to leave an estate for their family.

By 2010, we had:

  • Increased their net worth by 20%
  • Increased their income by 50% (Including $5,000/year tax free)
  • Refiled 8 years of tax returns getting back over $30,000 in refunds a previous accountant did not take advantage of!

Now in their 80’s, their income has continued to increase, the value of their estate is higher AND MOST IMPORTANTLY… They Don’t Need To Worry About Losing Their Income and Everything They Own!

When You ACT NOW, You get Bonuses with the WPPS!

You Will Get…

  • A team of financial fiduciaries who specialize in tax, insurance, investments and estate planning to provide you with financial guidance ($25,000+ Value)
  • An investment “Cheat Sheet” that will allow you to invest your money like the pros without having to pay the ongoing “commission” mutual funds and investment advisors charge for their service. ($2,997+ Value)
  • 1-Year UNLIMITED access to a Martindale AV rated law firm. Keep the firm on “retainer” to call for legal guidance on any legal matter that concerns you; in some cases, they personally represent you in legal matters free of charge! ($2,997+ Value)
  • One free-prepared federal and state(s) tax return to ensure you are taking advantage of every deduction and every credit you are eligible! ($299 Value)
  • One-free “Medicare RoadMap” and plan selection report when you are eligible for Medicare. The RoadMap helps you make the right health insurance decisions! ($249 Value)

PLUS… it’s 100% Guaranteed!

If your participation in the Wealth Performance and Protection System doesn’t live up to your expectations… if it doesn’t give you the vision, clarity, focus and peace of mind expected then you will receive a full refund, No Questions Asked!

Your investment to take advantage of this system is based on the level of your assets and income.  You will learn more about the fee structure during your FREE 20-minute consultation with a Decision Tree Financial Advisor.  This investment in the WPPS will help you save and make multiples of that fee over your lifetime.

You have EVERYTHING to gain and absolutely nothing to lose with this guarantee and need to find out now how to get started!

P.S. – Every day you wait to start the “Wealth Performance and Protection System” is another day you are working twice as hard as you need, to get half as far as you could.

Stop wasting your time, which is your most valuable asset,

and stalling your money’s ability to reach its maximum efficiency

 

The fact is that the financial industry and media are NOT on your side!

  • They rope you into high, or ongoing, fees for their services so that you create stability and profits to that industry!… Many of these fees bring NO value to you as an account holder!

 

  • The media can often create confusion. People watch, listen to, and read the media content which is developed to show advertisers they have lots of eyeballs to appeal to.  An endless stream of information that never seems to answer your questions is created to sell more ads…

Now is the best time to address to customized financial answers based on your unique situation!

Delay will only work against you! Put the power of the “Wealth Performance and Protection System” to work for you so you can quickly and easily:

  • Feel financially confident in retirement,
  • Maximize income and lifestyle, and
  • Have the ability to do what you want when you want to do it!

The Big Picture Strategy for Creating A Financially Secure and Stress-Free Lifestyle:

Here’s an overview of what you can expect from the Wealth Performance and Protection System…

WPPS Step 1 – Learn About Your Financial Circumstances

Discovering all relevant information about a new client is probably the most important step of the planning process…  With an accurate starting point, I can create a more effective strategy.  Starting off on the right foot sets the stage for developing a good plan of action and a lasting relationship!

WPPS Step 2 – Help Identify and Understand Your Goals

Sometimes people have goals that are vague, so I help them visualize their future and what the possibilities might be.  Often people are surprised at what is possible and with the information from step 1 and clearly defined goals it is possible to chart a course to achieve both short and long-term goals and the vision for the future.

WPPS Step 3 – Data Analysis

In analyzing your data I start by reviewing your current situation and ongoing strategies – whether the strategy was planned or not – looking for inefficiencies, unnecessary risks, or other opportunities to improve the outcome.

WPPS Step 4 – Developing Recommendations

After meeting with my clients and analyzing data, I take the necessary time to further dig into the client’s current course of action, then compare it with several other concepts.  Sorting through financial information in different ways, using different strategies, opens up possibilities for improvement.

WPPS Step 5 – Presenting Recommendations

After doing the research and analyzing the data I prepare and present to you the findings of your current situation and any recommendations for change based upon our conversations and stated goals.  I use clear language, not industry jargon, when I take the time to explain how I approached their concerns and any proposals for improvement.

WPPS Step 6 – Implementation of Your Financial Plan

After presenting the financial plan, I develop and follow-through with an implementation strategy that prioritizes the different aspects that might be involved.

WPPS Step 7 – Monitor and Update

I develop a relationship with my clients that involves reviewing the progress of the strategies we put in place.  The world is ever changing and inevitably adjustments to the plan would be prudent to make sure we are on target to hit our goals.

Another Example of WPPS In Action:

Dr. and Mrs. T in 2010

Had over $6 Million invested in the stock market.  Their portfolio had been worth $9 Million in 2007. They were constantly worried about another “correction” that would threaten their lifestyle.

After working with Decision Tree Financial:

  • Their income increased by 20%, including $8,000 in tax-free income per year,
  • Refiled 6 years of tax returns gleaning $40K in tax refunds their accountant didn’t take advantage of.
  • Eliminated their fear of loss by 70%

Now in their 80’s, their income has continued to increase, the value of their estate is higher AND MOST IMPORTANTLY… They Don’t Need To Worry About Losing Their Income and Everything They Own!

But Beware of Misinformation…

There is a lot of financial information floating around on the TV, the radio, and internet.  How do you sift through all of that information to make the right decisions for your circumstances? 

This can be quite a puzzle, but with our knowledge and background, fiduciary responsibility and especially our mission to help people like you make your best financial decisions means that YOUR decision to contact Decision Tree Financial about the Wealth Performance and Protection System could be one of the best decisions you can make in your life!…

Next Step:

Sign up for a free 20-minute consultation to learn more about the WPPS and how it can help change your life!  Visit my calendar (DecisionTree.Financial/initial-consult-calendar) to schedule a complimentary 20-30 consultation. If you have read through this information, I have a feeling you have some questions that I could shed some light on and we can discuss your situation. There is NO Obligation for having this conversation. It is just a way for us to learn about each other and find out if we are a good fit to work together

WPPS Seven Steps?…

More Specifically… What Does WPPS Cover to Create That Financially Secure and Stress-Free Lifestyle?

Decision Tree Financial looks at data specific to different categories of your financial life…

Cash Flow

Budgeting is a basic concern for businesses…and for households.  Analyzing and enlightening where someone’s money goes can, all by itself, provide “more money at the end of the month!”  Positive household cash-flow is the source for all other financial conditions.

Investment Strategies

Many people confuse financial planning and picking investments because deciding on an investment strategy is only one part of financial planning.  Many investment advisers are simply “asset gatherers” who collect people’s investment assets like IRAs, and other brokerage accounts, put them in a standard pie chart portfolio, collect a fee, and then look for more people with assets.

This is not how Decision Tree Financial works.  Our recommendations are for the betterment of clients often with little or no compensation attached.

Risk Management

The best way to move forward over time is to not go backward!  Decision Tree Financial is an expert at keeping people moving forward – not backward.  Protection is a key component of the Wealth Performance and Protection System!

Tax Strategies

Tax implications can have the biggest effect on someone’s financial condition.  Decision Tree Tax Advisors, LLC is the tax preparation and tax consultant arm of Decision Tree Financial.  We can weigh long-term and short-term benefits of current tax law to construct the appropriate program.

Other Assets

Do you own a business?  There are a multitude of concerns that business owners face.  Decision Tree Financial has experience in all facets of operating and protecting a business.  Often decisions regarding company benefits, corporate liabilities, workers’ compensation, and many other keep business owner up at night.

Estate Planning

In the end your personal legacy could be the result of your estate plan.  Creating a program that smoothly transfers assets to your church, children, or other charity can provide great personal satisfaction and great meaning and appreciation from the beneficiaries.  Many strategies can amplify the estate while minimizing the effect of taxes

Another Example of WPPS In Action:

Glen C.

Glen had done well for himself and had $1.5 Million in his retirement account which was invested in the stock market.  When he was referred to us in 2009, the account was down to $870,000.  He was very worried about another “correction” that would threaten his lifestyle.

With $870,000 Glen wanted to:

  • Maximize his income with a raise every year, and
  • Give each of his 2 children $500K each

After working with Decision Tree Financial

  • His spendable income was immediately raised by 10%..
  • A system was put in place so his children could receive the money from his retirement account guaranteed!
  • $300,000 was positioned to create lifetime increases to his income…

Next Steps:

Sign up for a free 20-minute consultation to learn more about the WPPS and how it can help change your life!  Visit my calendar (DecisionTree.Financial/initial-consult-calendar) to schedule a complimentary 20-30 consultation. If you have read through this information, I have a feeling you have some questions that I could shed some light on and we can discuss your situation. Again, there is NO obligation for having this conversation. It is just a way for us to learn about each other and find out if we are a good fit to work together.

I like to think that when you have one of these consultations with me you have everything to gain and absolutely nothing to lose. So again – you can secure your time here and we can have a discussion to talk about financial topic you’d like.